Hudson Hospital & Clinics  

Glossary of Terms

A - D
Ancillary ServiceAdjacent to, or in addition to your visit or medical service; anesthesia, laboratory, radiology, etc.
AdjudicationPayment of a claim according to benefits.
BillCharges for a specific visit.
ClaimA detail coded bill sent to the patient's insurance company.
Co-PayAmount designated by the insurance company as the responsibility of the insured, usually per visit.
Co-InsuranceA percentage for the total approved amount on an insurance claim.
Coordination of Benefits (COB) Rules that determine which insurance is to be billed first (primary) for services when patient is covered by more than one carrier. State and Federal guidelines apply.
DeductibleAn amount designated by the insurance company as the patient's responsibility.
DemographicsAddress information of the patient.
DMEDurable medical equipment

E - I
Explanation of
Benefits (EOB)                 
Itemized statement from your insurance company detailing which services are covered.
FacilityThe hospital where services are performed.
GuarantorThe person or persons responsible for payment must be 18 years or older and legally competent.
Co-PayAmount designated by the insurance company as the responsibility of the insured, usually per visit.
Home CareMedical services provided to a patient in their home.

J - Z
Medicare Part A Medicare hospital insurance covering care in the hospital, at any skilled nursing facility and from a home health agency.
Medicare Part BMedicare supplementary medical insurance covering outpatient services from physicians, surgeons or any professional technicians.
Primary InsuranceDesignation given to the insurer that has first priority for payment of a claim.
Provider / Physician   The professional doctor, therapists, nurse practitioner, etc. providing service to the patient.
StatementA periodic summary of the accounts for the patient or family.